Checklist of Documentation
The loan approval process requires that you to provide the appropriate documents to ensure timely processing of your loan application.
Some of the information we require include:
- 3 computerised payslips showing Year to Date Income covering last 3 pay periods
- Last 2 Years Personal Tax Returns and Tax Assessment Notices
- Last 6 months bank statement showing evidence of genuine savings
- Proof of existing debts covering the past 6 months
- 100 points of ID are required. A current Passport or Birth Certificate = 70 points. Drivers Licence = 40 points. (Please note if these documents are in your maiden name, you will also need to provide a copy of your Marriage Certificate.)
Other information will be required depending upon the nature of the loan being applied for e.g. refinancing, first home buyer or investor. Our mortgage brokers will advise you upon what additional documentation is applicable to your personal situation.